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101 West Kirkwood Ave, suite 246, Bloomington, IN 47404

sean@instinctivefin.com
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My Services
Solutions That Actually Fit Your Life

How I Help
Less Jargon, More Results

Here's the thing about financial planning — it only works if it's built around your life, not a textbook. That's why I take the time to understand what you're dealing with before I recommend anything. Whether it's a big-picture strategy or a specific challenge you're working through, I keep things practical, transparent, and focused on what matters to you. My job is to make this process feel less like a chore and more like progress.

My Solutions
Here's What I Bring to the Table

Your financial life has a lot of moving parts. These are the areas where I can step in, roll up my sleeves, and help you move forward.


Life Insurance

Life insurance is one of those things people know they should think about but often put off. I'll help you figure out what makes sense for your situation. Term, whole, universal — I know the options can feel overwhelming. I'll walk you through the pros and cons of each, help you understand how much coverage makes sense, and make sure it fits into your bigger financial picture without overcomplicating things.


Extended Care Strategies

No one likes thinking about long-term care, but planning for it now can help protect everything else you've worked to build. The costs associated with extended care can be significant, and they tend to catch people off guard if they haven't planned ahead. I'll help you explore your options — from insurance products to self-funding strategies — so you can make a decision that fits your comfort level and your financial plan.


Social Security Strategies

There are a lot of ways to approach Social Security, and timing matters. I'll walk you through your options so you can choose with confidence. Should you claim early? Wait until full retirement age? Delay even further? The answer depends on your health, your income needs, and your overall plan. I'll lay out the scenarios so you can see the real-world impact of each choice.


Retirement Planning

Retirement looks different for everyone. Let's map out what yours could look like and build a strategy to help you get there. Maybe that means traveling, starting a second act, or simply having the freedom to do what you want on a Tuesday. Whatever your version of retirement looks like, I'll help you figure out what it takes to get there — and keep you on track along the way.


Extended Care Strategies

No one likes thinking about long-term care, but planning for it now can help protect everything else you've worked to build. The costs associated with extended care can be significant, and they tend to catch people off guard if they haven't planned ahead. I'll help you explore your options — from insurance products to self-funding strategies — so you can make a decision that fits your comfort level and your financial plan.


Risk Management

Life throws curveballs. I'll help you identify potential risks and put strategies in place so you're better prepared for the unexpected. We're not just talking about market dips — we're talking about job changes, health events, or anything else that could knock your plan off course. I look at your full picture and build in flexibility so that when the unexpected shows up, your finances can handle it.

Get Started
Let's See If We're a Good Fit

No pressure, no obligations — just a real conversation about where you are and where you'd like to go. I'd love to hear your story.

Start Your Journey